88 Asia Finance Data Privacy Policy

This Statement defines general 88 Asia Finance (“88AF”) practices that are relevant to our processes and content available through our website, mobile apps, and social media accounts (collectively referred to as “websites”). This Statement also covers privacy practices for our customers applying and acquiring services from us, such as loans, job applications, and other such products and services which may be offered by 88 Asia Finance.

The privacy practices in this statement are intended for individuals situated in the Philippines and are compliant with the Data Privacy Act of 2012 (R.A. 10173). By accessing our website and/or availing of our services outside of the Philippines, you agree that your information processed in the Philippines may differ from the regulatory standards in your current jurisdiction. 

Data Collected

88AF may collect personal information when you apply or avail of any of any company product or service or when you interact with our authorized representatives, agents, service providers, or employees. These may include, but may not be limited to, the following: 

  • Your full name and other personal details such as your contact details, address, education, and birthdate
  • Government ID details and specimen signatures
  • Other miscellaneous government documents (such as, but not limited to marriage certificates, tax declarations, tax receipts, business permits, etc.)
  • Financial information (such as, but not limited to bank statements, pay slips, investments, tax returns, insurance, remittance slips, and other forms of proof of income)
  • Employment details
  • Business and property details. 
  • Pictures by CCTV and other similar devices in our office. 

If 88AF deems necessary, we may seek further verify and/or augment this information with other third-party entities such as credit bureaus, tax authorities or courts of competent jurisdiction, government regulators and offices, judicial, supervisory, and administrative bodies. 

By accessing our website, we may collect non-personal information such as those that are provided by your device. These may include, but not be limited to the device type, browser type, operating system, IP address, and general location. We may also use internal or third-party data analytics tools that utilize cookies to collect anonymous information and data when our website is visited.

The company may also keep, or use your personal opinions or comments made known to us via our employees, agents, authorized representatives, or through other mediums such surveys both online and offline. 

The information collected is used to provide and improve the products and services that the company offers while also meeting the company’s standards and safeguards against fraud, and abuse of our current products. These safeguards include the company’s proprietary credit and risk management process. 

88AF may also require information to meet certain government requirements and standards that are crucial in us being able to serve you to the best of the company’s abilities. These include but are not limited to submission of customer data to government accredited credit bureaus, third-party credit information companies, the Credit Information Corporation (“CIC”), or to other government agencies.

Information Privacy

Given the sensitive nature of the information we collect, 88AF strives to maintain the highest standards of confidentiality when handling customer data. All personal information is protected through various technical and procedural safeguards.

Contact Information

For any questions or clarifications regarding any aspect of our privacy policy, please send us an email at marketing@88asiafinance.com.ph

Changes in Data Privacy Policy

The company’s privacy policy may be changed from time to time to remain up to date with any relevant changes in Philippine laws or regulations. For any updates, you may check the news and announcements sections of our website.