Home Credit Line

Product Features | Payment Charts | Who can apply | Application Requirements

Unlock the potential of your property. Our affordable home credit line allows you to do the following:

  1. Build a home
  2. Expand or open your business
  3. Apply for work abroad
  4. Buy a jeep, truck or taxi

You can do these and so much more...


Apply Now!

Individual Corporate

Product Features

House and Lot, Vacant Lot, Condo, Townhouse, Commercial Spaces, Warehouse, Apartment Units

Minimum of P100,000.00 up to a maximum of P5,000,000.00 depending on collateral value

Known in 2 days

In 2 weeks if requirements are complete

Interest Rate and Payment Chart

Loan Amount Monthly Payments
1 Year
10%
2 Years
22%
3 Years
33%
4 Years
44%
5 Years
55%
100,000.00 9,167.00 5,084.00 3,695.00 3,000.00 2,584.00
200,000.00 18,334.00 10,167.00 7,389.00 6,000.00 5,167.00
300,000.00 27,500.00 15,250.00 11,084.00 9,000.00 7,750.00
400,000.00 36,667.00 20,334.00 14,778.00 12,000.00 10,334.00
500,000.00 45,834.00 25,417.00 18,473.00 15,000.00 12,917.00
600,000.00 55,000.00 30,500.00 22,167.00 18,000.00 15,500.00
700,000.00 64,167.00 35,584.00 25,862.00 21,000.00 18,084.00
800,000.00 73,334.00 40,667.00 29,556.00 24,000.00 20,667.00
900,000.00 82,500.00 45,750.00 33,250.00 27,000.00 23,250.00
1,000,000.00 91,667.00 50,834.00 36,945.00 30,000.00 25,834.00
1,100,000.00 100,834.00 55,917.00 40,639.00 33,000.00 28,417.00
1,200,000.00 110,000.00 61,000.00 44,334.00 36,000.00 31,000.00
1,300,000.00 119,167.00 66,084.00 48,028.00 39,000.00 33,584.00
1,400,000.00 128,334.00 71,167.00 51,723.00 42,000.00 36,167.00
1,500,000.00 137,500.00 76,250.00 55,417.00 45,000.00 38,750.00
1,600,000.00 146,667.00 81,334.00 59,112.00 48,000.00 41,334.00
1,700,000.00 155,834.00 86,417.00 62,806.00 51,000.00 43,917.00
1,800,000.00 165,000.00 91,500.00 66,500.00 54,000.00 46,500.00
1,900,000.00 174,167.00 96,584.00 70,195.00 57,000.00 49,084.00
2,000,000.00 183,334.00 101,667.00 73,889.00 60,000.00 51,667.00

Who can Apply?

People with a stable source of income. Business Owners, Employees, OFW's, Seamen, Professionals and Corporations.

What are the application requirements?

1.) Application Form (filled out)

Complete filled up application form.

2.) Copy of your TCT

3.) Tax Declaration

A copy of your Tax Declaration

4.) Bank Statement (if applicable) - Latest 3 months

A copy of your bank statement for 3 months

5.) Proof of Income

  • For OFWs - Remittance Slips - (latest 3 mos.), Job Contract
  • For Seamen - Remittance Slips - (latest 3 mos.), Job Contract
  • For Employees - Certificate of Employment and latest Income Tax Return (ITR)
  • For Professionals - PRC ID and latest Income Tax Return (ITR)
  • For Businesses - Business Name, Mayor's Permit, Barangay Permit
  • For Corporations - Articles of Incorporation, latest General Info Sheet
  • For Apartment Owners - TCT Copy, Contract of Lease
  • For Jeepney/Taxi Owners - Copy of OR/CR

6.) If the property is loaned with another Bank:

  • Updated Loan Balance Statement
  • Official Receipts - Latest 3 Months


Apply Now!

Individual Corporate